Insights


Insurance Coverage and Bad Faith

Insurers Take Note: Florida’s New Assignment of Benefits Law

The Florida Legislature passed House Bill 7065 (“HB 7065” or the “Act”), which takes effect...

Employment and Labor

Interpreting Accident under ERISA-Governed AD&D Coverage

Originally published in The ERISA Report, Volume 13, Issue 3. Typical ERISA-governed accidental death and...

Insurance Coverage and Bad Faith

Interpleader: Court Holds Plan Benefits Must Be Distributed to Beneficiary and Insured’s Estate May Not Assert Claims Against Plan Trustee Regarding Distribution of the Death Benefits

Originally published by DRI’s Life, Health and Disability Committee in The ERISA Report, Volume 13,...

Insurance Coverage and Bad Faith

Hurricane Irma Damaged My Kitchen or Did It?

Originally published in Strength Through the Storm, by Demotech, Inc and Security First Insurance Company,...

Insurance Coverage and Bad Faith

Court Construes Pre-existing Condition Exclusion to Avoid Illusory Disability Coverage

Originally published in The Voice of the Defense Bar “ERISA Report,” Volume 13, Issue 1,...

Insurance Coverage and Bad Faith

Fifth DCA Strikes Blow to Popular Policy Exclusion

The Fifth District Court of Appeal recently issued a decision that will likely force homeowners...

Insurance Coverage and Bad Faith

Chapter 558 Pre-Suit Notice May Trigger an Insurer’s Duty to Defend and Indemnify

The Supreme Court of Florida recently issued an opinion in Altman Contractors, Inc. v. Crum...

Insurance Coverage and Bad Faith

Blurring the Line between Money and Equity: Enforcing Proposals for Settlement in Cases Seeking Equitable Relief

Florida courts have been veering away from the bright-line rule that the offer of judgment/proposal...

Insurance Coverage and Bad Faith

Resolving the Multiple Peril Puzzle in First Party Insurance Claims

First party insurance claims involving multiple perils present unique challenges when assessing whether an insurance...

Insurance Coverage and Bad Faith

Show Me the Money – Maximizing Monetary Recovery in the Wake of Insurance Fraud

WHAT’S THE POINT? Insurance fraud negatively impacts everyone. It drives up the costs of doing business,...